NOVA

Statement Savings

For those who want unlimited branch withdrawals and deposits in a savings account.

Money Market Savings¹

For those who want limited check writing capabilities in a savings account.

Features

$1,000 min. daily collected balance
Free ATM card
Interest compounded daily on daily collected balances and paid monthly
Competitive tiered interest rates
Limited check and pre-authorized transactions per statement cycle**
No limit to deposit or in-person withdrawals

Pricing

$10 monthly fee if below balance
ATM fee reimbursement up to $5 per statement cycle*
$8 per item excess item fee

Money Market Savings Accounts¹	Interest Rate	APY^†
Under $10,000
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
$250,000 - $499,999
$500,000 - $999,999
$1,000,000 - $2,999,999
$3,000,000 and over

MMDA Savings - Business¹	Interest Rate	APY^†
Under $10,000
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
$250,000 - $499,999
$500,000 - $999,999
$1,000,000 - $2,999,999
$3,000,000 and over

Click here to see all interest rates and terms¹

Coverdell Education
Savings Accounts

For those who want to save for their children's educations.

^†ANNUAL PERCENTAGE YIELD (Applies to ALL Products)

1 Rates are subject to change at any time. APY accurate as of Thursday, July 22, 2010. Minimum opening deposit is $1.00. Fees could reduce earnings. These rates apply only to accounts opened at NOVA Bank business centers providing account opening services to the following counties: Chester, Delaware, Montgomery and Philadelphia Counties in Pennsylvania AND Gloucester and Camden Counties in New Jersey. Please call 1-877-NOVABANK for rates available in other counties or out of state. Click here for our Business Center locations.

*Notice Regarding ATM Fees by Others
When you perform certain types of transactions at an ATM not owned or operated by NOVA Bank, you may be surcharged for the transaction by the owner or operator of that ATM and/or an automated network to which the ATM is connected. Card Transactions completed outside the U.S. are subject to a cross border transaction fee of 80 basis points and a conversion equal to 20 basis points of the U.S. currency value of the transaction.

**Checks cannot be used to withdraw funds from a Money Market Account opened online.

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